Less Than Perfect Credit? We can help you purchase or refinance your home with an Arizona bad credit mortgage!

Low credit scores, late payments showing on your credit report, recently bankrupt, prior foreclosure, or behind on payments?

Do you own your home and need cash to pay bills? Want to buy a home and need 100% financing? It can happen.  Low credit scores, recent bankruptcy, foreclosure or late payments don't have to keep you from achieving your dreams.

Afraid to shop around for a loan and further lower your credit score? Now you can be initially pre-qualified free of credit inquiries. We work with lenders that don't obtain your credit report until after you've been initially pre-qualified. That can mean freedom from multiple credit inquiries and you keep your credit score up.

Bankruptcy, foreclosure, judgments, charge-offs, medical bills, no credit, bad credit, turned down, etc.—we can help!

Many lenders are now approving loans for customers just one day after their bankruptcy is discharged!  Did you know that some lenders will approve your loan with less than perfect credit ?  They do not expect your collections to be paid and the interest rates are very competitive.

Do you know what your fico scores are?  Even if you were declined by another mortgage company give us a call.  We have a credit program that will tell you what  you need to do to raise your fico scores. We even have a fico recalculate program that will contact all three credit companies and improve your score in about 24 hours. Call us today.

Today, turn your dreams into reality.

Applying for your Arizona home mortgage loan is easy!

Please select the option most convenient for you.

1. Complete our Complete Application Form. This is recommended if you are ready to apply now. The process can take approximately five to fifteen minutes. You will have the opportunity to save your work and return to it later.
2. Complete our Short Application Form. This process usually takes less than five minutes. A loan officer will contact you once we receive your loan application.
3. Call us and we will take your application over the phone.
4. Have a loan officer contact you
5. Download the loan application, complete it the best you can, then mail or fax it to us.